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One of the worst assumptions that consumers make when it comes to their credit is the belief that simply paying bills on time is all it takes to safeguard their credit scores. While paying your bills on time is the single biggest factor in your credit score, it’s hardly the only factor. Credit scoring is more complicated than that. Credit scoring models – like FICO and VantageScore – are also designed to focus heavily on what’s called your ‘credit utilization ratio’....

Aside from the modestly upgraded new gear, Apple also released iOS 13. While the updated operating system has some notable new features like Dark Mode and better photo and video-editing tools, its original release was full of bugs that could put your iPhone at risk. Tap or click to learn about those risks and why Apple ended up releasing three iOS updates in just 2 weeks’ time. Now that all the bugs have been worked out (maybe), you might want to take advantage of some of the features that are new to this year’s OS update....

Wireless charging is supposed to be awesome, futuristic, and dare I say it, revolutionary, but why hasn’t it taken off? Long story short, there are competing standards that are, of course, incompatible with each other, so phone makers don’t know which horse to bet on. There’s Qi, which is backed by the Wireless Power Consortium. And then there’s the Power Matters Alliance, which doesn’t have a consumer facing brand as far as I know....

If this now enough, then let me tell that recently Reliance Jio also announced that it is giving 100% cash back to its prime customers on recharges of Rs.399. The new offer is a part of the promotion in the upcoming festive season of Diwali. We all know, the telecom operator Reliance Jio is about to dominate the smartphone section by launching the cheapest 4G handset on the Indian market....

MACE is designed to optimize mobile chips to support AI based tasks and has support for heterogeneous computing acceleration (CPU/GPU/DSP), TensorFlow/Caffe model, and multiple SoCs from well-known silicon manufacturers like Qualcomm and MediaTek. Currently, MACE is utilized to provide some AI based features like scene detection in the camera and portrait mode, to name a few, in Xiaomi devices. MIUI 10 also has some AI features like Xiaomi’s own voice assistant built-in which makes use of the MACE technology....

Xiaomi recently launched the Mi Max 2 in India — more than a month after its Chinese debut. Despite its gargantuan size, the original Mi Max did extremely well in India so it is not surprising that Xiaomi decided to launch its successor, the Mi Mi 2 as well here. Q) What are the full specifications of the Mi Max 2? A) The full specs of the Mi Max 2 is as follows:...

No, they aren’t animated characters. They are human beings who were made to wear body suits. To be specific, they are women theater artists from Mumbai Cape Town. The design of the characters is such that one gets fooled into thinking it is animation. This was achieved using special material wrinkle free cloth which made the body suites look smooth (like in animation) and the ads were shot at slower than normal frame rate so that the movements look swift but funny....

So, what’s exactly the difference between DOC and DOCX file extension? Actually, both of the file extension is little different from each other and in this article, we will be explaining the major difference between doc and docx. What is the difference between .doc and .docx? Well, in simple words, DOC is an older file type and Microsoft Word has used the DOC as its default file type for a long time....

For example, with WhatsApp Business, we can create a company profile – as a WhatsApp user – via a landline. And also, will have bots and automated messages, among other new possibilities with respect to the app we already knew. You can not use the application at the moment because the signature of Mark Zuckerberg has established an access restriction applied directly according to the telephone numbering. That is, if your phone number is not registered by the company, then you will not be able to access WhatsApp Business at the moment....

Sometimes, choosing the most interesting questions to highlight is the best part of my job. This week, I received questions about past episodes, iPhone scanning, switching smartphone brands and more. Do you have a question you’d like to ask me? I read every one! Tap or click here to email me your digital life dilemmas directly. Smartphone 911 Q: My parents are older. Is there a special setting on their smartphones so emergency personnel will know the medicines they take and to call me immediately in the event of an emergency?...

For a company that is the biggest smartphone OEM vendor of China, certain practices of Xiaomi are down right shady and don’t really inspire confidence. The company blatantly keeps ripping off the design language of Apple for its devices and their software, and is frequently accused of breaching the privacy of their users’ and stealing their data. Now, it looks like Apple is not the only company that Xiaomi has been stealing from indirectly....

Xiaomi today announced a price cut for its flagship smartphone, the Mi 5, in India. The handset will now be available in the country for Rs 22,999, down from its original price of Rs 24,99. The price cut comes just a week after Xiaomi dropped the prices of the Mi 5 in China. Xiaomi has previously sold the Mi 5 at the same discounted pricing albeit only for a couple of days....

But, there’s a catch: this mode for non-premium subscribers will only be exclusive in the United States. Let’s delve into more details. YouTube Will Gradually Introduce Picture-In-Picture Mode for iOS Users Three months earlier, YouTube tweeted about Picture in Picture for the YouTube TV app, but that tweet caused much confusion to users because users take it for iPhones and iPad. In the final, it confirmed it with the statement of coming soon....

The code checks whether Whatsapp web code hasn’t been “tampered or altered.” It will make sure that you don’t fall for malicious Web versions that might be a risk to your privacy. As Whatsapp web is open-source, it can be easily used by any third-party platform. According to the official blog, the extension “automatically verifies the authenticity of Whatsapp Web code that is given to your browser. Whatsapp Rolls Out Code Verify Extension for Web Version The Code Verify feature by Whatsapp is developed in partnership with Cloudflare....

Although masks were initially hard to come by, it’s much easier to find them in stores and online. Plus, with the knowledge that even cloth masks can be effective at slowing the spread, you can even make them yourself at home. Tap or click here to see how you can create your own fabric mask. After seeing their effectiveness, many public officials have gone on to make masks mandatory in hard-hit areas....

Currently, how do you know if your Wi-Fi router is current? You go by the letters. 802.11g …802.11n… 802.11ac … sounds confusing, no? With all the numbers and letter pairings you need to know about, shopping for the latest and greatest in Wi-Fi routers can be baffling. But don’t worry, that’s about to change! Read on and see what’s in the books for the future of Wi-Fi. Wi-Fi by the numbers The Wi-Fi Alliance, the non-profit body that defines and promotes the standards of Wi-Fi technology, has announced that instead of confusing codenames, Wi-Fi standards will adopt version numbers moving forward....

Viruses, malware and sneaky internet criminals are constantly evolving. The risks of losing your personal information and having your computer taken over by strangers continue to rise every day. Tap or click here to see five scams online that can cost you thousands. REvil ransomware is well known and it’s just become even more dangerous. This terrifying security threat has introduced a new attack mode and it’s fully automated. Keep reading to find out how to aovid falling victim....

While concerning, the explosion of unemployment claims isn’t exactly surprising. Nearly every state has had to shut down businesses, schools and other mainstays at one point or another to help slow the spread of the virus. Unemployment has been extremely important in helping people who are out of work when jobs are hard to come by. While unemployment payments are a lifeline for many Americans right now, they’re also targets for criminals looking to commit fraud....

Last week, Xiaomi today launched a new series of smartphones with the Redmi Y1 being the first handset to launch under it. The Redmi Y1 is essentially a rebranded Redmi Prime 5A which Xiaomi is launching under a new name in the country to address the selfie-centric market. With the Redmi Y1, Xiaomi is following a different strategy. The handset is primarily meant for offline markets and tier 2 and tier 3 cities....

Xiaomi’s new Redmi Note 2 phablet is already off to a promising start in China after more than 800,000 pre-orders were secured in just 12 hours. Fans will now have to wait until Monday, August 24, for their next opportunity to order the device. Just like its predecessor, the Redmi Note 2 combines decent specifications and attractive design with an affordable price tag. In addition to an octa-core MediaTek Helio X10 processor, the device boasts 2GB of RAM, 16GB of internal storage, dual SIM card slots, and a 13-megapixel rear-facing camera....